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To avoid fees on Coinbase, it is recommended that you do not buy with a Credit Card or Debit Card, but via a Bank Transfer. If you want to buy Bitcoin with a debit card, you will receive your Bitcoin instantly, but there's a buying fee associated with it. But if you are willing to wait for the transfer. How To Avoid Coinbase Fees in ï¿½ Switch to Coinbase Pro ï¿½ Cheaper withdraw fees ï¿½ Use Bank Transfers ï¿½ Summing up.